About Nickel NY Inc

Built on Brooklyn values: precision, reliability, and the conviction that every business deserves capital that works as hard as they do.

Our Story

Forged in Brooklyn

Nickel NY Inc was founded on a simple observation: Brooklyn businesses—the backbone of our borough—were being underserved by traditional lenders who didn't understand the unique rhythm of industrial and small business operations.

We took a different approach. As a direct lender, we eliminate intermediaries, reduce costs, and make decisions based on real business fundamentals—not just credit scores. Our team brings 15+ years of combined experience in commercial lending, equipment financing, and Brooklyn real estate.

Today, we've funded over $500 million across 1,200+ businesses, from manufacturing shops in Sunset Park to retail operations in Williamsburg. We're not just writing checks—we're building the infrastructure for Brooklyn's next generation of entrepreneurs.

Our Values

The principles that guide every decision we make, every loan we write, and every partnership we build.

Precision

Every term is calculated, every structure is intentional. We engineer financing solutions with the same rigor Brooklyn's builders apply to their craft.

Integrity

Transparency in every transaction. No hidden fees, no surprise terms. You'll know exactly what you're getting before you sign.

Partnership

Your success is our success. We're invested in the long-term health of your business, not just the next payment cycle.

Speed

Opportunities don't wait. Our streamlined approval process means you get decisions in 48 hours, funding in days.

Local Expertise

We live and work in Brooklyn. We understand the market dynamics, zoning challenges, and opportunities unique to our borough.

Flexibility

No cookie-cutter solutions. Every business is different, and your financing should reflect your specific cash flow and growth trajectory.

Our Approach

As a direct lender, we control every aspect of the lending process. This means faster decisions, more flexible terms, and better rates for you. We're not brokers—we're the ones funding your loan, which gives us the freedom to customize solutions that traditional banks can't match.

Our underwriting team reviews each application with an eye toward business fundamentals: revenue trends, industry outlook, collateral value, and your track record. We're looking for reasons to say yes, not reasons to say no.

When you work with Nickel NY, you're working with people who have skin in the game—because your success directly impacts our success.

Let's Build Something Together

Ready to experience precision-engineered financing? Reach out today to discuss your business needs.

Get in Touch