Financing Solutions

What We Finance

• Manufacturing equipment and CNC machinery
• Construction equipment and heavy machinery
• Restaurant and food service equipment
• Medical and healthcare equipment
• Technology and IT infrastructure
• Warehouse and logistics equipment

Loan Structure

Amounts: $25,000 to $5 million

Terms: 12 to 84 months, tailored to equipment lifespan

Rates: Competitive fixed rates starting at 6.5% APR

Down Payment: As low as 10%, depending on equipment type

Why Choose Equipment Financing?

Preserve working capital while acquiring essential assets. Equipment serves as collateral, enabling better rates than unsecured loans. Tax benefits may apply—consult your accountant about Section 179 deductions.

Property Types

• Office buildings and co-working spaces
• Retail storefronts and mixed-use properties
• Industrial warehouses and manufacturing facilities
• Restaurant and hospitality properties
• Multi-family investment properties (5+ units)

Loan Structure

Amounts: $250,000 to $15 million

Terms: 5 to 25 years, with amortization up to 30 years

LTV Ratio: Up to 80% loan-to-value

Rates: Fixed or variable, starting at 5.75% APR

Purchase, Refinance, or Expand

Whether you're buying your first commercial property, refinancing to better terms, or expanding your real estate portfolio, we structure loans that align with your long-term business strategy. Cash-out refinancing available for renovations and improvements.

Common Uses

• Inventory purchases and seasonal stock-up
• Hiring and payroll during growth phases
• Marketing campaigns and brand expansion
• Renovations and storefront improvements
• Bridging cash flow gaps
• Emergency expenses and unexpected repairs

Loan Structure

Amounts: $10,000 to $500,000

Terms: 6 to 60 months

Collateral: Secured or unsecured options available

Approval Time: 48 hours or less

Flexible Repayment

Choose from weekly, bi-weekly, or monthly payment schedules that match your cash flow. No prepayment penalties—pay off early and save on interest.

How It Works

Repayments are tied to a percentage of your monthly revenue. During slower months, you pay less. During high-revenue months, you pay more. This structure aligns our success with yours.

Ideal For

• Businesses with seasonal revenue fluctuations
• High-growth startups needing runway capital
• E-commerce and online businesses
• Service businesses with variable monthly income
• Companies reinvesting heavily in growth

Loan Structure

Amounts: $50,000 to $2 million

Repayment: 5-15% of monthly gross revenue until repaid

Factor Rate: 1.15x to 1.40x (not APR—fixed multiplier)

Terms: Typically 6 to 24 months until full repayment

No Fixed Payments

Unlike traditional loans, there's no fixed monthly payment. Your obligation adjusts automatically based on actual revenue, providing breathing room during slower periods.

Vehicle Types

• Delivery vans and cargo trucks
• Fleet vehicles for service businesses
• Commercial trucks and tractor-trailers
• Specialty vehicles (food trucks, mobile services)
• Construction and utility vehicles

Loan Structure

Amounts: $15,000 to $500,000 per vehicle or fleet

Terms: 24 to 72 months

Down Payment: As low as 10%

Rates: Competitive fixed rates starting at 5.9% APR

New or Used

Finance new vehicles with full manufacturer warranties, or save with quality used vehicles up to 10 years old. We'll work with your preferred dealer or help you find inventory.

Common Scenarios

• Closing on commercial property before long-term financing is secured
• Acquiring inventory for a major contract
• Funding construction or renovations while awaiting permanent financing
• Covering short-term cash flow gaps
• Seizing time-limited business opportunities

Loan Structure

Amounts: $50,000 to $5 million

Terms: 3 to 24 months

Approval: As fast as 24 hours

Collateral: Secured by real estate, equipment, or other business assets

Speed When It Matters

Bridge loans are designed for speed. Minimal documentation, fast underwriting, and funding in days. Once your long-term financing is in place, refinance seamlessly with no penalties.